People often ignore the possible benefits of prenuptial agreements, thinking of them as documents that only the wealthy need. Even some people who do think they would benefit from a prenup avoid them because they are nervous about how their future spouse will react to the idea. While all couples should consider the potential upside of prenups, there is one group of couples who can find them particularly useful: couples entering into second or third marriages.

These couples often see specific benefits from prenups for a variety of reasons. First, the couple is likely to consist of people who are more well-established in life and who already have their own finances. Second, the couple's members may have children from prior marriages whose interests need protecting. Third, the notion of a prenup may be more palatable to people who already understand the realities of a divorce.

More Established Finances

Divorce can often be a trying experience, but adding a mental illness to the process can often make things difficult. In fact, one study shows that marriages where one spouse has a mental illness are 20 to 80 percent more likely to end in divorce, depending on the illness in question. Of course, the exact way a mental illness will affect a divorce depends greatly on a variety of factors, such as the way the illness is managed and the type of illness. If the disease is well-managed and under control, then it may not affect the divorce much at all. However, poorly managed mental illnesses or those that affect the safety of people close to the mentally-ill spouse can take a more central role in the process.

Legal Issues

From a legal standpoint, there are two major ways that a mental illness can come into play during a divorce. The first is during issues of child custody. The second is when the illness presents a danger to the other spouse.

While marriage is still a major cultural institution, shifting attitudes have led to a rise in unmarried couples living together. Some of these couples see marriage on the horizon, but others do not feel the need to formalize their relationship through ceremony. In fact, the 2010 Census showed a 13 percent increase in unmarried cohabitation between 2009 and 2010 alone. Unfortunately, Illinois law has yet to catch up with these changing attitudes. The state does not recognize common law marriage or other similar default property rights. This can be a problem when couples split up or when one of them passes. Fortunately, the law does still provide some options for proactive couples. Couples can enter into cohabitation agreements that mark out specific rights that they want the government to recognize. Additionally, there are special options in cases where the couples choose to purchase a house together.

Cohabitation Agreements

Cohabitation agreements are useful for solving two problems that unmarried couples may have when living together. They provide clarity in cases where the couple ends up separating, and they provide clarity in cases where one member of the couple passes on. In cases where the couple ends up separating, the cohabitation agreement can help determine who gets which property, rather than simply relying on the property rules that ordinarily affect individuals. Similarly, cohabitation agreements can also apportion responsibility for debts between the couple, as opposed to simply burdening the person who actually took out the debt.

Everyone going into a marriage expects it to last forever. They would not be entering into it if they did not. Yet, the reality is that a large portion of marriages fail. Unwinding a marriage through the divorce process can be time-consuming, expensive, and emotionally draining. Fortunately, Illinois law provides couples with the opportunity to protect themselves from this hassle beforehand. The state allows couples to prepare prenups, short for prenuptial agreements or premarital agreements. These agreements allow couples to agree on issues of property division and spousal support in advance of the marriage in case a divorce ever happened.

Despite these benefits, many people approach the subject of prenups with some trepidation. The documents have a stigma that people are planning for the divorce or they do not have faith in the marriage. However, that is not what prenups are about. They are simply preparation for a rainy day. It is does not take a lack of faith to hope for the best but prepare for the worst.

What A Prenup Is

Regardless of all the legal movies that portray the trial as the climax of a long legal dispute, trials are actually exceedingly rare in the United States legal system. Well over 90 percent of all lawsuits settle rather than going to trial, and divorce cases are no exception to that rule. In fact, a report by CBS news suggests that only five percent of divorce cases end in a trial. This is because settlements tend to benefit everyone. They shorten the process for the parties, give the spouses more control over the outcome of their case, and they lighten the load on the legal system. Although a case can settle at any time, one of the most common ways cases settle is after a pretrial conference.

What the Pretrial Conference Is

The pretrial conference is a meeting between the lawyers and the judge prior to the actual trial, but after the lawyers have finished doing all their investigations and building their cases. In some instances, the parties themselves will also be there, but that does not always happen. The idea behind the pretrial conference is that it gives the attorneys a chance to feel the judge out on contested issues on which the spouses cannot reach an agreement.